Every month you pay premiums for your dental insurance, so why not use it? Dental insurance is designed to preserve your natural smile for reduced rates. By visiting a Delta Dental dentist in Belmont, you can invest in healthy teeth and gums to lower your long-term oral health expenses. We know dental insurance can be confusing, but you don’t have to navigate your policy alone. We’re here to help you maximize your dental benefits to achieve a healthy, beautiful smile.
Delta Dental is a nationwide provider of comprehensive plans for individuals and families. The policies focus on prevention to stop common oral health issues from occurring in the first place. However, they also provide coverage for many restorative services, so you can treat issues early, even if money is tight. Although every policy differs, most plans include:
You can get a cleaning and checkup every 6 months after a co-payment. Routine dental care is proven to prevent tooth decay and gum disease to avoid costly treatments later. Researchers have found that you can save $50 on restorative and emergency services for every $1 spent on prevention.
If your dentist finds anything concerning, you don’t have to wait to have it treated. After reaching your yearly deductible, Delta Dental will pay a portion of the expense until hitting your annual limit. With only 3% of Americans meeting or exceeding their yearly benefits, you don’t have to worry about paying a large bill.
Delta Dental recommends choosing a dentist in their network to benefit from more coverage at the time of services. They have pre-negotiated rates with preferred dental practices to keep dentistry affordable. You can use your dental insurance at any dentist that accepts your policy, even if they are out-of-network. You’ll have to pay the difference between the dentist’s fees and your insurance’s allotted amount.
We are proud to accept both in-network and out-of-network patients. We strive to keep a healthy smile accessible and affordable for everyone.
Melody, a dental hygienist in our office, will work on your behalf with your dental insurance in Belmont to maximize your coverage. She is passionate about ensuring our patients are happy every time they visit our office. She will file the necessary claim forms and explain how your coverage is being used to pay for your care. If there’s any remaining balance, she will also review your payment options, like traditional methods or third-party financing. You can pay any out-of-pocket costs using a monthly payment plan with little or no interest. Melody will help you find the solutions you need to accommodate your financial situation.
If you have any questions about your insurance coverage, or you're ready to schedule an appointment, contact our office today. We look forward to helping you achieve your best smile without spending your life’s savings.