Dental Insurance

Understanding In-Network vs. Out-of-Network Dental Coverage
At our practice, we believe patients should have the freedom to choose the dentist they trust. We are happy to work with your insurance benefits, whether we are in-network or out-of-network.

In-Network Coverage
"In-network” means a dental office has a contract with your insurance company.

• Fees are set by the insurance company’s contracted rates

• Coverage and co-pays are determined by your specific plan

• The office follows insurance company guidelines and fee schedules

Out-of-Network Coverage
"Out-of-network” means we do not have a direct contract with your insurance company. However, most dental plans still provide benefits that can be used toward care in our office.

• You may still use your dental insurance benefits

• Your insurance may reimburse a portion of treatment based on your plan

• Any difference in coverage is typically the responsibility of the patient

Understanding Dental Insurance
Dental insurance is designed to help offset the cost of care and is different from medical insurance. Most plans include limitations such as annual maximums and coverage percentages.

• Most plans have a yearly maximum benefit

• Once that maximum is reached, any remaining treatment is typically out-of-pocket

• Dental insurance generally does not function like medical insurance, where coverage may continue after a deductible is met

Insurance & Our Role
We are happy to help you understand and utilize your insurance benefits. To keep things transparent:

• Insurance plans are contracts between you and your insurance provider

• We are able to provide estimates of coverage, but final determinations are made by your insurance company

• We will submit claims on your behalf as a courtesy

What This Means for You

• You are not required to change dentists due to insurance changes

• We will continue to provide care and submit claims regardless of network status

• Our team will help you understand expected costs before treatment whenever possible

• Our focus remains on providing high-quality, individualized care

Important Note
Insurance estimates are not a guarantee of payment. Actual coverage is determined by your insurance provider.